Terms and conditions: payment in instalments

These terms and conditions are supplementary to the main terms & conditions of business which you can find here.

Payment by interest-free instalments is available for our more expensive courses, enabling you to choose to pay a lower deposit at the time of booking, and spread the cost of the remaining course cost over several months.

Our payment term is 6 months for course purchases with a payment plan value under £1,000, or 12 months for course purchases with a payment plan value of £1,000 or more.

Our interest-free instalment option is provided as a flexible way to help students spread the cost of their training without the additional fees, interest charges or credit checks often associated with third-party finance providers.

This arrangement is not a credit agreement, loan, regulated finance product or consumer credit facility. Natural Touch Training simply agrees to accept payment for your course in a series of agreed instalments over a specified period.

Future instalment payments are collected automatically using your saved payment method. Your card details are not stored on our website, they are stored securely with Stripe, our third-party payment processing provider.

It is your responsibility to ensure that your payment card details remain up to date.

  • You will not receive your course completion certificate until your final payment has been received.
  • If you miss two consecutive payments without letting us know, your order will be cancelled and we will be unable to refund the amount already paid. If your course has already started, future course dates will be cancelled & certification withheld until your outstanding payments have been received.
Total course cost: £825
Initial payment at checkout: £250
Remaining balance: £575
Monthly payment: 6 interest-free monthly payments of £95.83

For courses where there is an option to pay in interest-free instalments, you will see ‘Pay in interest-free instalments‘ in the course payment option pull-down menu. An example calculation will be displayed when you choose this option, and the amount payable will be adjusted to show the initial payment only.

You can purchase multiple courses at the same time and still choose to pay in instalments for your more expensive course(s).

You can choose to complete your payment plan early if you wish to do so. Contact us for this option, and we will send you the payment details for your final payment and cancel your payment plan.

If you have any questions about our instalment options, please email [email protected] or use our contact form to send us a message.